Terms and Conditions

jo99of Terms and Conditions — Know Before You Play

Please read these terms and conditions carefully before using the jo99 platform. Everything you need to know about your rights, responsibilities, and our policies is clearly outlined here.

Last updated: January 2026 Version 3.2

1. Introduction

Jo99 (referred to herein as "we", "the platform", or "jo99") is an internationally licensed online gaming platform. By using the jo99 website or mobile app, you are deemed to have automatically accepted these terms and conditions.

These terms and conditions form a legal agreement between you and jo99. Please read the entire document carefully before opening an account. If you have any questions about any section, contact our support team.

These terms and conditions are written in English for the benefit of users in Bangladesh. In the event of any conflict between the English and Bengali versions, the English version shall prevail.

2. Account Registration & Usage

To open an account with jo99, you must provide accurate and complete information. jo99 reserves the right to close any account created with false information at any time.

  • Each person may register only one account. If multiple accounts are found under the same individual, all accounts will be closed and balances may be forfeited.
  • Keep your account password and login credentials completely confidential. You must not allow anyone else to use your account.
  • If you notice any suspicious activity on your account, contact our support team immediately.
  • The phone number and email address provided at registration must be verified.
  • Account information changes require a completed verification process.
Selling, transferring, or renting your account to another person is strictly prohibited and will result in permanent account closure.

3. Age Verification & Eligibility

Jo99 is a responsible gaming platform. Under our terms and conditions, only individuals aged 18 and above may register an account and play on jo99. Creating an account on behalf of a minor is strictly prohibited.

  • You must declare your age at registration and may be required to verify it later with a national ID card or passport.
  • Providing false age information will result in account closure and forfeiture of all deposited funds.
  • Jo99 may request KYC (Know Your Customer) verification at any time.
Withdrawals may be delayed if KYC verification is not completed. Please submit the required documents as soon as you open your account.

4. Payment & Transaction Policy

Deposits at jo99 can be made via Mobile Banking, Nagad, and Rocket. All transactions must be made from a mobile wallet registered in your own name. Transactions from third-party accounts will not be accepted and funds may not be refundable.

  • Minimum deposit amount: BDT 500.
  • Maximum daily deposit: BDT 1,00,000 (separate limits apply for VIP members).
  • Deposits are typically credited to your account within 5–15 minutes.
  • For any transaction issues, save your transaction ID and contact support.
  • Using the payment system for money laundering or any unlawful purpose is strictly prohibited.
jo99 reserves the right to conduct additional verification on suspicious transactions and may report them to the relevant authorities if necessary.

5. Bonus & Promotion Terms

Jo99's bonuses and promotions are available for a limited time, and each comes with its own wagering requirement. Please read the specific terms for each bonus carefully before opting in.

  • The wagering requirement for the welcome bonus is generally 20x–30x.
  • Winnings from bonus funds are subject to wagering requirements before withdrawal.
  • Attempting to claim bonuses through multiple accounts or false information will result in forfeiture of all bonuses and winnings.
  • Jo99 reserves the right to modify or cancel any bonus offer at any time.
  • To qualify for the referral bonus, the referred person must open a valid account and make a deposit.
In any bonus-related dispute, jo99's decision shall be considered final.

6. Withdrawal Policy

Withdrawals from jo99 are fast and straightforward. Funds are typically credited to your mobile wallet within 1–6 hours of your request. However, processing may be delayed if certain conditions are not met.

  • Minimum withdrawal: BDT 500.
  • Daily maximum withdrawal limits vary by account tier.
  • Withdrawals can only be made to a mobile wallet registered in your own name.
  • Withdrawals will be held until KYC verification is completed.
  • Withdrawals will be held pending investigation in cases of suspicious activity.
If you withdraw without meeting the wagering requirements on bonus funds, the bonus balance will be deducted.

7. Fair Play Policy

All game outcomes on jo99 are determined by RNG (Random Number Generator) technology, which is fully fair and verifiable. Our game providers are regularly audited by international auditing bodies.

  • Cheating or using bots in any game is strictly prohibited.
  • Exploiting software or technical glitches is strictly prohibited.
  • Colluding with other players for any form of dishonest scheme is strictly prohibited.
  • Jo99 monitors any suspicious gaming patterns and investigates accounts where necessary.

8. Prohibited Activities

Any of the following actions will be considered a violation of jo99's terms and conditions and may result in immediate account suspension as well as legal action:

  • Creating multiple accounts to claim bonus benefits.
  • Committing fraud through chargebacks or payment disputes.
  • Using automated software, bots, or scripts to play games.
  • Attempting to gain unauthorized access to another user's account.
  • Money laundering or any illegal financial activity.
  • Attempting to hack or carry out a cyberattack on the jo99 system.
Any involvement in the above activities will result in immediate account closure and forfeiture of all balances, without prior notice.

9. Account Suspension & Closure Policy

Jo99 reserves the right to temporarily or permanently suspend an account under the following circumstances:

  • Violation of Terms & Conditions
  • Until KYC verification is completed.
  • Suspicious or unusual gaming activity.
  • By order of a court or regulatory authority.
  • At the user's own request (self-exclusion).

If an account is closed, any valid balance will be refunded within 7–14 business days, though this may be extended if an investigation is ongoing.

10. Responsible Gaming

Jo99 believes gaming should be a source of entertainment. To help prevent addiction, we offer the following tools:

  • Option to set deposit limits (daily, weekly, monthly).
  • Temporary account pause for a set period (cooling-off period).
  • Permanent self-exclusion option.
  • Mental health support information and resources.

If you feel that gaming is harming you or your family, please contact our support team or Responsible Gaming Visit the page.

jo99 has strict technical measures in place to protect minors. Please ensure that underage members of your household are unable to access this platform.

11. Privacy & Data Protection

Your personal information submitted to jo99 is stored with the highest level of security. We never sell your data to third parties. To learn more about our privacy policy, Privacy Policy Visit the page.

  • All data is secured with SSL encryption.
  • Payment details are never stored on our servers.
  • Your data is used solely for service delivery and legal compliance purposes.

12. Right to Modify Terms

Jo99 reserves the right to update these terms and conditions at any time. Any changes will be announced on the website and communicated to registered email addresses. Continued use of the platform after any changes constitutes acceptance of the updated terms.

Last updated: January 2026. Check this page regularly or subscribe to our newsletter.
Our Commitment

Why jo99 Trustworthy?

Our terms and conditions are not just words on paper — we uphold every point in practice.

Licensed & Regulated

Jo99 operates under an international gaming license. All activities are conducted under regulatory oversight, ensuring the security of your funds and personal information.

Fully Transparent Policy

Our terms and conditions are written in plain language so there are no hidden clauses. What you see is what you get — no surprises.

Data Protection Guaranteed

Your personal information and payment data are protected with 256-bit SSL encryption and advanced firewalls. We never sell your data to third parties.

Fast & Secure Payments

Fast deposits and withdrawals via Mobile Banking, Nagad, and Rocket. Funds typically arrive in your account within 1–6 hours.

24/7 Support

Our support team is always ready to help. Get quick assistance via live chat, email, or social media.

Responsible Gaming

We see gaming as entertainment. Use tools like deposit limits, self-exclusion, and cooling-off periods to keep your gaming experience in check.

Summary of Rules

Important Limits & Conditions At a Glance

Deposit Limits
Minimum Deposit BDT 500
Daily Maximum BDT 1,00,000
Credit Time 5–15 Minutes
Accepted Methods Mobile Banking, Nagad, Rocket
Withdrawal Limits
Minimum Withdrawal BDT 500
Processing Time 1–6 Hours
KYC Required Yes
Third Parties Accepted No
Get Started Now

Got the rules? Now jo99Join!

Now that you know jo99's terms and conditions, go ahead and open your account safely — start your gaming journey with a welcome bonus. Play responsibly and enjoy the experience.

বাংলা